How It Works
Your Gateway To Seamless Homeownership
How it Works
Discover how our straightforward process empowers you to step into your dream home. From securing a binding sale to navigating essential documents and understanding associated costs, we’ve simplified every step. Our client-centric approach ensures transparency and convenience, making your journey to homeownership a smooth and stress-free experience. Dive into the details below and take the first exciting step toward your new home with Home Deposit Loans!
Clients must first have the following:
We Will Request the Following Documents
What We Need
- Existing Property Sale Contract
- Loan Deposit Banking Details
- Current Mortgage Statements
- Dual ID Verification
- Property Title Search
- Up-to-date Property Tax Confirmation
- Solicitor Contact
- Paid-in-Full Personal Tax Confirmation
Still Considering your Options?
No Worries! Discover the Cost of Your Deposit Loan Before Applying.
The Costs Involved
- Interest rate of the day
- Minimum 60 day interest charge
- Legal fees up to $599.95
- Processing fee based on deposite amount
- Minimum fee: $795
- Maximum fee: up to 5%
- Rush Fee* Learn More
(if funds needed within 3 business days)
* Please note that the Rush Fee is applied if funds are needed within 3 business days from the receipt of all satisfying documents AND the return of the fully executed contract, not from the date of initial contact.
Please keep in mind that these funds are taken from the proceeds of the existing property sale and are not paid out of pocket by the client. Also please note that these rates and fees are subject to change.
Solicitor Details:
- Must use our approved solicitor for the facilitation of the home deposit loan
- May use your own solicitor for the completion of the non-subject (existing) property
- May use your own solicitor for the completion of the subject (new) property
Act Now to Make your New Home a Reality! Secure your Home Deposit Loan NOW!
Working Partners
